It is amazing that FBCS Collection Agency would accuse any one of shaking them down after hearing the Recording of America's Dumbest Collection Agent at the bottom of this page.
When I contacted them to see if we could resolve the matter of her Violations the Fair Debt Collection Practices Act, FBCS' Collection Manager accused me of shaking them down.
You can hear him violating the Fair Debt Collection Practice Act and accusing me of a shake down at FBCS Collections accuses me of "Shaking them Down".
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I was contacted multiple times by FBCS for a account from 1991 that they claim I owed. Slightly out of the collection window. The funny thing was it was for an account that was closed in good standing. I know, just because the account was with a friends buisness. The guy still comes over every few weeks for a beer and watch the games. When I got the info on who the debt attributed to, I asked my friend about it. He was slightly surprised and told me he'd check up on it. A couple of days later, he called me back with the info that the account was paid in full and was closed down when I made my final car payment. I told him about the phone call and the info I received. He said he'd recheck, called me back the next day and confirmed the details. We then proceeded to call FBCS on three way and got in contact with a supervisor. After identifying ourselves, the supervisor proceded to inform us that the debt is valid and that I had no right to contact the original creditor. My friend proceeded to tear him apart over the phone. Then he was told that since he couldn't prove who he said he was over the phone that he was useless as proof. After that, we were hung up on. Between him and I, we sent 3 certified letters to the address that we found on the web; 1 with my name and proof; 1 with his name, position in the company (owner0, and company name on buisness stationary; and a third under both our signatures with proof of account status. The phone calls continued. As of this moment,a lawsuit has been filed against FBCS under my friends buisness and my name, a complaint was filed with the attorney general, and proof was sent to the three cedit agencies. My friend has his finance dept. investigating to find out how my info got out and how it ended up being reported wrong. And also to find out if any other people have had the same problem.
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